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Mortgages
in Portugal
All mortgages in Portugal are arranged on a full status basis, therefore proof of income and committed outgoings are required by the mortgage lenders.
Most lenders insist on a minimum loan advance of £20,000 with the term of the mortgage ranging from 5 to 30 years, depending on age. Mortgages are available in a range of currencies including Euros and Stirling, amongst others. Mortgages are arranged on a capital repayment basis and lenders normally only allow a maximum advance of 80% of the valuation or purchase price, which ever is lower, but the maximum advance will be at the discretion of the lender concerned. Mortgages are available for purchases of new property, re-mortgage on an existing property or for home improvements. Commercial mortgages will also be considered case by case.
If you would like more details on mortgages for Portugal, please complete our enquiry form and one of our Overseas Mortgage Consultants will contact you to discuss your requirements further.
