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Mortgages in Florida
Mortgages in Florida are based on a self certification basis, therefore loans are assessed on the capability to service the mortgage, rather than income verification.
Loans are available for house purchases and re-finance for home improvements, with a maximum loan to value of the property being 80% of the valuation or purchase price, whichever is lower. Mortgages can be arranged on a capital repayment or interest only basis and have a maximum term of 30 years. Due to mortgages being based on a self certificated method, there is no maximum or minimum loan amounts and mortgages can be arranged in either US Dollars or Stirling. Most mortgages are available on a variable or fixed term basis, ranging between 1 and 5 years and is one of the most easiest countries to purchase property in, as a foreign national.
The majority of mortgages are completed within 6 to 8 weeks of a full loan application
If you would like more details on mortgages for Florida, please complete our enquiry form and one of our Overseas Mortgage Consultants will contact you to discuss your requirements further.
